Mike Prenesti | The Mortgage Jedi

Down Payment Assistance Guide

A lot of people think they need 20% down to buy a home. You do not. Between assistance programs and gift funds, you may be able to buy with little to nothing out of pocket.

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What down payment assistance is

Down payment assistance helps cover your down payment and sometimes your closing costs. It can come as a grant you do not repay or a second loan with friendly terms.

The goal is simple. Get you into a home without draining every dollar you have.

Nevada programs

Nevada has statewide programs designed to help buyers get in the door. Availability and terms change over time, so we check what is live when you are ready.

I match you to the program that fits your income, your area, and your goals.

Gift funds

Family can help too. Most loan programs let a relative gift you money for the down payment.

We document it with a simple gift letter so it counts. That is often the fastest path to closing.

How to qualify

We start with your comfortable payment, check your eligibility for assistance, and build a plan. You may be closer to owning than you think.

Ready to talk about your situation?

No pressure, no obligation. Book a quick call or start your application whenever you are ready.

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